Lina Ayers logo

3210 Saratoga DriveTavares, FL 32778Price: $397,000

  • Price: $397,000
  • Est. Mortgage of $/month
  • 2 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.4% last updated on Oct 8, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $397,000List Price
  • 2Bedrooms
  • 3Bathrooms
  • 0.17Acreage
  • 1,986Square Feet

Ask A Question

Listing Tools

Welcome to Royal Harbor, where resort-style living meets the beauty of Florida's Harris Chain of Lakes! Located in a gated active adult community, this beautifully updated home offers the perfect blend of comfort, style, and the Florida lifestyle you've been dreaming of! With over $162K in seller upgrades, highlights include a 16x32 lanai addition with shingle roof ($32K), whole-house Andersen window replacement, sliders, and plantation shutters ($60K investment). Additional improvements include a ROOF (2021), HVAC (2018), and TANKKESS HOT WATER HEATER (2021) - A complete list of upgrades is available upon request! Step inside and you'll immediately appreciate the welcoming, open feel, beautiful luxury vinyl plank flooring, neutral colors, plantation shutters, and thoughtful touches throughout. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, solid wood cabinetry, and updated lighting. The expanded dining area creates a wonderful space for entertaining friends and family or simply enjoying everyday meals. Both bedrooms are conveniently located on the main level, including a comfortable primary suite with a tray ceiling, accent lighting, and an updated ensuite bathroom. Upstairs, you'll discover a versatile loft with its own half bath and a peek at Little Lake Harris! Whether you envision a home office, creative retreat, hobby room, or extra space for visiting family, the possibilities are yours. One of the home's most inviting features is the spacious covered and screened lanai, affectionately named the "Big Sky Lanai" by the sellers. It's the perfect place to relax, entertain, and enjoy spectacular views of Disney fireworks and even rocket launches lighting up the Florida sky! And there's plenty to appreciate behind the scenes, too - A whole-house water filtration system, and three-zone heating and cooling add comfort, efficiency, and peace of mind. But the lifestyle doesn't stop at your front door! Royal Harbor offers an impressive collection of amenities, including a waterfront clubhouse, fitness center, library, heated pool and spa, pickle ball and bocce courts, scenic walking paths, a community fishing pier, and FREE RV and boat storage. With Little Lake Harris as a beautiful backdrop and nearby Hickory Point providing public boat-launch access to the Harris Chain of Lakes, boating, fishing, and waterfront adventures are always within reach. Beautifully updated, thoughtfully designed, and surrounded by opportunities to enjoy the best of Central Florida living, this is more than a home. It's a lifestyle you'll love coming home to! This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION

Interior Features

Exterior Features

Utilities and Appliances

Community

Map Location

Listed by Kelly Monroe of LPT REALTY,LLC (877-366-2213)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of October 11, 2026 6:30 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to be contacted by Lina Ayers via call, email, and text for real estate services. To opt out, you can reply ‘stop’ at any time or reply ‘help’ for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Connect with me

Do not fill in this field:

I agree to be contacted by Lina Ayers via call, email, and text for real estate services. To opt out, you can reply ‘stop’ at any time or reply ‘help’ for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.